S%*t or Get Off the Pot

  • Category: Buying Real Estate, Community Guides, Selling Real Estate
Picture of Jennifer Goncalves

Jennifer Goncalves

S%*t or Get Off the Pot

Hey guys, welcome back to our #KTQuickTip blog, where we provide you with our tips, tricks, and insight to buying and selling real estate.

This is a review of E24, and well, very bluntly – S%#T or Get Off the Pot.

The reason for this and why we want to review E24 is because we want you to understand why it’s important to hurry up and make the decision. Homes values and interest rates continue to rise, making it more affordable by the day to be a home-owner.

While we understand that people want to save a bigger down payment before they buy, the reality is that the housing market is appreciating FAR quicker than most people can save. The longer you wait and the more money you save, the gap between that down payment and the actual price of the house is becoming significant.

Another benefit of buying sooner rather than later is that mortgage rates are still low. Locking in your mortgage rate right now is a great idea while they are still low. It will allow you to buy a little bit more home now, opposed to six months or a year from now when the rates go up again,  forcing your purchase price down. Ultimately, you’ll want to lock in that mortgage now before it’s too late.

The idea of this may apply to some people more than others. For example, if you are in a detached home and you’re looking to downsize, your house may be appreciating quicker than the house you’re looking to purchase; it may not apply so much to you. But, if you’re a first-time home buyer and the only money you have going into your purchase is your cash down payment, it really applies to you. If you’re upsizing from an apartment building or condo, to a detached or freehold townhome, those houses you’re looking at maybe appreciating faster than yours.

Any way that you cut it, it’s a great time to buy a house before those mortgage rates increase. Whether you’re a first-time home buyer, downsizing or upsizing, at the end of the day, it’s a great time to buy real estate. So, get in there before it’s too late.

If you need any help, if you have any questions, you can send us a message on Facebook, Twitter or Instagram.

Don’t forget to subscribe to our YouTube channel, so you check out some of our other videos.

Picture of Jennifer Goncalves

Jennifer Goncalves

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for KT Open Houses

  1. 1. Visitor Etiquette

    To help protect our client’s property and maintain a respectful and safe environment, all visitors are required to follow these guidelines unless otherwise directed by a representative of the Kormendy Trott Team:

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    KT Realty
    229–336 Bronte Street South
    Milton, ON L9T 7W6
    [email protected]
    1 (800) 617-0090