Small-Town Living With Rare Flexibility
Welcome to 120 Charles Street E, a spacious and versatile 5-bedroom, 2.5-bathroom detached home located in the heart of Arthur, Ontario. Set beside the public library and just a short walk from the downtown core, this property offers a unique opportunity for buyers seeking comfortable family living, practical space, and added flexibility through its C1 Commercial zoning.
With 2,137 sq. ft. of above-grade space, the home offers a functional layout that works well for growing families, multi-generational living, work-from-home needs, or potential business use.
A Main Floor That Works Hard
The main floor has a bright, inviting flow, with the kitchen naturally connecting to the dining and living areas. The kitchen features stainless steel appliances, two-tone cabinetry, a centre island with counter-height seating, marble-look subway backsplash, partial under-cabinet lighting, and a practical layout for everyday cooking and entertaining.
One of the standout features of this home is the main-floor bedroom or den, complete with a walk-in closet, French doors to the backyard, and a private 4-piece ensuite. This space offers exceptional flexibility. It could work beautifully as an in-law suite, guest room, playroom, media room, office, or even a client-facing space, depending on the buyer’s needs and permitted use.
Four Bedrooms Upstairs
The second floor includes four well-sized bedrooms, a full bathroom, and upper-level laundry. For families, this layout keeps everyone together on one level while still offering plenty of room to spread out. The primary bedroom features three windows and a double-wide closet, while the additional bedrooms provide comfortable space for children, guests, or a home office.
Basement Potential
The partially finished basement adds even more usable space and future opportunity. With pot lights, storage areas, utility space, and a partially finished 4-piece bathroom with a functioning toilet and sinks already in place, buyers can complete and customize this level over time. Whether finished as a rec room, hobby area, gym, or additional living space, the lower level offers practical long-term value.
Outdoor Space & Recent Updates
Outside, the home features a covered front porch, a side entrance with a raised deck, a fully fenced backyard, a wooden deck, a concrete paver patio, a storage shed, and a garden space with decorative stone details.
Major mechanical components were replaced in 2025, including the furnace, air conditioner, and owned water heater. Additional recent upgrades include an Ecobee Smart thermostat, HRV system, select interior painting and light fixtures, plus partial roof, eavestrough, and downspout replacement.
Live, Work, or Invest In Arthur
The C1 Commercial zoning gives this property added appeal to buyers who may want to explore home-based business, office, or commercial use potential. Combined with its central location, walkability, and spacious residential layout, 120 Charles Street E offers a rare mix of lifestyle and opportunity.
Arthur is known for its small-town charm, community feel, and access to nearby towns, including Fergus, Elora, Mount Forest, Guelph, and Orangeville. For buyers looking for more space, a slower pace, and a property with options, this home deserves a closer look.
