Bridge Financing Isn’t the Risk You Think

Content

Bridge financing often gets a bad reputation—but in the right situation, it can actually help home sellers walk away with more money. In this episode of The Real Estate Podcast, Adrian and Ariel break down what bridge financing really is, how it works, who qualifies, what it actually costs, and why sellers shouldn’t automatically fear it. They explain how bridge financing can be used as a strategic tool to offer flexible closing dates, attract stronger offers, and potentially negotiate a higher sale price—especially in today’s shifting market. If you’re thinking about selling and buying at the same time, this episode will help you understand whether bridge financing could work in your favour.

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0:00 Intro
1:47 What bridge financing is and how it works
3:10 How bridge terms vary by bank (RBC vs TD examples)
3:46 Why lenders have tightened bridge financing rules
4:55 The real reason sellers are afraid of bridge financing
8:05 How flexible closing dates create leverage for sellers
9:31 Calculating bridge costs vs higher sale price
10:20 Bridge financing as a seller’s negotiation tool
11:29 Why move-up buyers should act sooner than later
12:25 Real-world scenario: upgrading homes with bridge financing
13:34 Bridge financing as a financial “tool in the toolbox”
14:00 Outro/recap

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In 2011, Ariel Kormendy and Adrian Trott formed The Kormendy Trott Team, now often referred to as KT (thanks to our logo!). The foundation of KT is built on providing unmatched value and attention to detail in everything we do. From our ever-expanding, comprehensive list of exclusive services to our expertly trained team, you will receive the highest level of care throughout your entire real estate journey.

Originally a team of two in Milton, Ontario, the KT Team has grown into a large team of exceptional REALTORS®, a client-care department, and now includes KT Media, KT Commercial, and our sister company, Renti, allowing us to provide our clients with a complete lineup of genuine, professional, and proven services across Halton Region, Peel Region and the surrounding Regions within the Greater Toronto Area.

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COMMENTS

HOSTS

Chris Behie

After buying and selling several homes with The KT Team, Chris knew he had to be part of it. A top performer at Toyota Canada for years, he shifted gears to real estate and hasn’t looked back. Known for his sharp communication, negotiation skills, and down-to-earth approach, Chris helps clients navigate the buying and selling process with confidence—especially families juggling busy home lives like his own. When he’s not closing deals, you’ll find him in Milton chasing adventures (and his two boys).

Steve Bruman

Steve Bruman is a Milton real estate agent known for his standout service, quirky humour, and endless patience—especially with first-time buyers and seniors. ASA-certified and a proud empty-nester, Steve brings energy, experience, and a personal touch to every real estate journey.

Robin Dasilva

Robin Dasilva is a trusted REALTOR® serving Milton and the surrounding area. Known for clear communication and steady guidance, she helps clients navigate every stage of the buying and selling process with confidence. Through her writing, Robin also shares practical insights and real-world experience to help homeowners make informed real estate decisions.
Adrian Trott

Adrian Trott

Adrian Trott, co-founder of The Kormendy Trott Team, began his real estate career in Milton and has since built a reputation for delivering exceptional results. Passionate about constant growth, Adrian is always finding innovative ways to improve services and create a better experience for clients. When he’s not navigating real estate transactions, you’ll find him snowboarding, exploring new destinations, or enjoying a good video game.

Email: [email protected]

Phone: (416) 707-8401

Ariel Kormendy

Ariel Kormendy

As co-founder of The Kormendy Trott Team, Ariel Kormendy blends real estate expertise with a creative flair for marketing, helping clients achieve their goals with confidence and ease. Outside of work, Ariel is a dedicated family man who loves exploring new cuisines, perfecting recipes in the kitchen, and enjoying good food with great company. His passion for connection shines through in everything he does, both personally and professionally.

Email: [email protected]

Phone: (647) 464-0957

GUESTS

No guests assigned to this podcast.

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    KT Realty
    229–336 Bronte Street South
    Milton, ON L9T 7W6
    [email protected]
    1 (800) 617-0090